How Tow Accomplish Destination #4

Destination 4 is by far the most expensive goal on my list.  This is also the only goal that I have been working on for quite a long time.  For almost 2 years I have put 10% of my net paycheck directly in to a savings account, and I only take money out of this account for travel.

I have this deduction scheduled to happen automatically and I've learned to live on 10% less.  Setting this money aside is such a relief, I know no matter what or when a trip is in order I can afford it.  (I include traveling to funerals, graduations, etc here as well, so somtimes my travel plans can be a bit sudden.)  This also enables me to jump on travel opportunities I might otherwise miss or have a tough time financing.

If one of your goals is costly, set up an automatic transfer of any amount you can afford directly in to a completely separate account.  It may be 10% or 20% of your paycheck, it may be $10-$20 a week  Whatever you can comfortably afford.  Over time this will grow to an amount you can really do something with and you'll be glad you did!

A Forgotten Destination

I have always loved traveling and it's something I would love to do often.  I have decided to add a goal to my list of destinations.  However, the goal of 'traveling' is pretty ambiguous - I need to define my path.

Destination #4:  Travel

• Visit Greece.  I love Greek mythology, art and architecture.  I need to go to Greece and see everything!
• Go to Europe.  There are many European countries I want to visit:  England, Scotland, Ireland, France, Spain, Italy, Germany....just to name a few.
• I want to go on an African Safari.
• I want to go to Egypt.  Again, the art and architecture are what draw me in.  I also need to see the pyramids.
• I want to visit every states in the U.S.  If I'm going to Europe, I might as well see the U.S. too!
• I want to go to Australia and New Zealand.  Surfing and snorkeling - woo hoo!
• I want to go to Japan.
• I want to visit our neighbors to the North and South.
• I want to see the Amazon River.
• I want to cruise around the world.  This will hit most of what I want to do and see and I love cruises, so why not?

Really, this list could go on forever.  I want to go everywhere and see everything!